The Cheapest Ways to Transfer Funds to a German Blocked Account from India

As Germany is recovering from the downfall due to international travel bans. It’s now gaining higher position in attracting Indian students.

Latest survey from DAAD[German Academic Exchange Service] has given some stats about International students opting German Universities for current winter semester.

Stats shows that there has been significant increase in enrollment of Indian students in German Universities.

As number of students are increasing, there created a huge demand for Blocked Account in Germany.

This article guide many Indian students who are facing many challenges during transferring funds to Blocked Account.

Understanding the German Blocked Account

Before knowing detailed guide about the transfer methods, it’s very important to understand what a German Blocked Account is. Essentially, it’s a special type of bank account that demonstrates your financial stability to German authorities. 

Why Blocked Account is needed for Indian students?

To obtain a student visa, you need to prove that you have enough funds to cover your living costs in Germany. The current requirement is around €11208 per year, which can be deposited in a German Blocked Account.

Some cheapest ways to transfer funds to a German Blocked Account from India

Orient Exchange

Orient Exchange  is most trusted on google platform for Sending Money Abroad

This platform gives lowest exchange rate in the market and only charges a small, upfront fee, making it an attractive option for students transferring funds to their German Blocked Account. 

You can initiate the transfer online, track the progress, and receive notifications when the money reaches the destination.

Orient Exchange is also offers rate blocking facility which helps students to save some amount.

Apart from this, Orient Exchange has exclusive partner with German Bank like Fintiba for Opening Blocked Account in India, this helps Indian students to get extra benefits while opening and transferring funds to Blocked Account.

Bank Wire Transfers

One of the traditional methods of transferring money across borders is through bank wire transfers. While this method is secure, it can also be costly due to high fees and unfavorable exchange rates. Many Indian banks charge not only a flat fee for international transfers but also a percentage of the transaction amount. Additionally, the exchange rate offered by the banks might not be the most favorable, resulting in hidden charges.

When to Send Money to Blocked Account?

Regardless of the transfer method you choose, timing is crucial. Exchange rates can fluctuate, affecting the amount you receive in your German Blocked Account. Monitor the exchange rates, choose a favorable time, and consider setting up rate alerts to ensure you make the transfer when rates are in your favor.


Transferring money to a German Blocked Account from India doesn’t have to be a complex task. With the right guidance and mode of transfer, you can navigate this process efficiently and cost-effectively. 

Traditional bank wire transfers might come with high fees and hidden charges, but thanks to online money transfer platforms like Orient Exchange, you can keep more of your hard-earned money.

 Remember to plan ahead, consider the timing of your transfer, and explore different options to find the one that best suits your needs. By taking these steps, you’ll be well on your way to securing your financial future while pursuing your education in Germany.